Online Banking

Accounts

Start the Account Opening Process by using our “Easy Open” application. Click Here to Open Button

 

Regular Checking

REQUIREMENTS

  • Minimum balance to open – $100

BENEFITS

  • No monthly service charge for Senior Citizens 62 and over.
  • No monthly service charge for full time students.
  • No monthly service charge for Minors (under 18)

COSTS

  • No service charge unless daily balance falls below $500. If daily balance falls below $500, a monthly service charge of $10.00 will be imposed.

NOW Account

REQUIREMENTS

  • Minimum balance to open – $500
  • Daily balance required to receive disclosed annual percentage yield- $500

BENEFITS

  • Unlimited check writing
  • No monthly service charge for Senior Citizens 62 and over.
  • No monthly service charge for full time students.
  • No monthly service charge for Minors (under 18)

COSTS

  • No service charge unless daily balance falls below $500. If daily balance falls below $500, a monthly service charge of $10.00 will be imposed.

Super NOW Account

REQUIREMENTS

  • Minimum balance to open – $5,000
  • Daily balance required to receive disclosed annual percentage yield – $5,000

BENEFITS

  • Unlimited check writing
  • No monthly service charge for Senior Citizens 62 and over.
  • No monthly service charge for full time students
  • No monthly service charge for Minors (under 18)

COSTS

  • No service charge unless daily balance falls below $500. If daily balance falls below $500 a monthly service charge of $10.00 will be imposed.

Business Checking

REQUIREMENTS

  • Minimum balance to open – $250

COSTS

  • No service charges unless daily balance falls below $2,500. If daily balance falls below $2,500, a monthly service charge of $30.00 will be imposed.

Savings

REQUIREMENTS

  • Minimum balance to open – $50
  • Daily balance required to receive disclosed annual percentage yield- $50.

LIMITATIONS

  • Limit of six withdrawals or transfers per statement cycle of at least 4 weeks. Transfers & withdrawals made in person, by messenger, by mail or at the ATM are unlimited. No more than six may be made by draft, point of sale transactions, or similar order to a third party.

COSTS

  • Transaction fee of $3 per item over limit

Money Market Account

REQUIREMENTS

  • Minimum balance to open $1,000
  • Daily balance required to receive disclosed annual percentage yield – $1,000

LIMITATIONS

  • Six withdrawals or transfers per cycle statement. Transfers & withdrawals made in person, by messenger, by mail or at the ATM are unlimited. No more than six may be made by check, draft, debit card, or similar order to a third party.
  • No monthly service charge for Senior Citizens 62 and over.
  • No monthly service charge for full time students.
  • No monthly service charge for Minors (under 18)

COSTS

  • No service charge unless daily balance falls below $500. If daily balance falls below $500, a monthly service charge of $10.00 will be imposed. A transaction fee of $3.00 per item over limit will be imposed.

Certificate of Deposit

REQUIREMENTS

  • We offer a variety of CD’s and IRA’s.
  • Accounts can remain on deposit for 90 days to 48 months with a minimum deposit of $1,000

BENEFITS

  • Competitive pricing on rates.
  • Service in a friendly, hometown atmosphere.

COSTS

  • No cost incurred except for early withdrawal penalty.